Still No Third Stimulus Check Track Your Money Now With This Online Tool
If you’re still missing your third payment, use the IRS Get My Payment tool. It’s easy to use and free for everyone.
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If your third stimulus check hasn’t arrived yet, you’re likely becoming concerned about what’s happened to it. But don’t get too worried yet — start by checking your bank account because it may have a pending deposit.Iit’s also possible the check is stuck en route in the mail. Once you figure out your payment status, you may find that you’re owed a “plus-up” supplemental payment if the IRS didn’t send you enough stimulus money.
However, there could be information you need to act on if that’s the case, the IRS online tracking tool will let you know. It’ll also show if you need to file a payment trace for that missing third check. The tool isn’t perfect, but it’s a great way to learn your payment status. It won’t tell you how much money to expect — not everyone gets $1,400 — but you can use our stimulus calculator to estimate that amount.
Are You Wondering Where Your 3rd Stimulus Payment Is
If you filed a 2019 or 2020 tax return or used the non-filer portal last year, or if you get SSI, Social Security, Railroad Retirement, or Veterans benefits, you should get your 3rd stimulus payment automatically! The IRS is calling the payments the Economic Impact Payment #3.
If youve filed your return or receive these benefits and still have not gotten EIP #3, you can check Get My Payment for updates on the status of your payment. You just need your Social Security number, your date of birth, and the address on your tax return or your benefits account.
The payment will come to the same bank account or card that your refunds or benefits are deposited into, or the IRS will mail you a check or a card to the address on your most recent tax return.
If Get My Payment says that your stimulus check has already been sent, but you havent received it yet, read this or contact us to see if we can to help!
The IRS is still behind schedule in processing 2019 and 2020 tax returns, so even if you already filed your return, you still may need to wait a bit more before they issue your EIP # 3. You can check on the status of your 2020 return at Wheres My Refund
And if you dont get any benefits and havent yet filed a 2019 or 2020 tax return, its not too late to file a return and claim your payment! The Campaign for Working Families can help you file a 2020 return so youll get EIP #3, and also #1 and #2 if you did not get those ones!
What To Do If The Irs ‘needs More Information’
If the Get My Payment tool gave you a payment date but you still haven’t received your money, the IRS may need more information. Check the Get My Payment tool again and if it reports “Need More Information,” this could indicate that your check has been returned because the post office was unable to deliver it, an IRS representative told CNET. Here are more details on how the tracker tool works and what the messages mean.
Don’t Miss: Can I Get All 3 Stimulus Checks
Can I Claim A Stimulus Check For Someone Who Is Deceased
Yes. For the third stimulus check, people who have died on or after January 1, 2021, are eligible to receive the third stimulus check. However, for married military couples, the date of eligibility is expanded. If the person who died was a member of the military and died before January 1, 2021, the surviving spouse can still receive the third stimulus check, even if they dont have an SSN.
For the first and second stimulus check, the IRS has stated that people who died on or after January 1, 2020, are eligible to receive both payments.
If they didnt receive the stimulus payments or didnt receive the full amounts that they are eligible for, spouses or other family members can file a 2020 federal tax return and claim it as part of their tax refund or use GetCTC.org if they dont have a filing requirement. The deadline to use GetCTC.org is November 15, 2021.
Usps Is A Good Way To Track Your Paper Check
If your third stimulus check is going out in the mail, the US Postal Service has a free app that can notify you when it’s about to deliver your stimulus money from the IRS. Informed Delivery is a mail-tracking service that automatically scans your letters and alerts you to when they’ll be delivered. Here’s more on how to set up and use the letter-tracking service from the USPS to keep tabs on your payment.
Read Also: Get My Payment Stimulus Checks
Will The Irs Reload A Prior Pre
Some people who received one or both of their first two stimulus payments on a pre-paid debit card may wonder if the IRS will reload that card with the $1,400 for the latest round of payments. The answer is no, the IRS says.
If the IRS now has bank account information for you, it will send the money via direct deposit. If not, it will either issue a check or a pre-paid debit card, but the latter will come in the form of a new card, the tax agency said.
People should look for a white envelope with the return address “Economic Impact Payment Card” accompanied by a U.S. Treasury Department seal. The card says “Visa” on the front, and the issuing bank, MetaBank, on the back.
Why Havent I Gotten My Money Yet
Here are some common reasons why you may not have gotten your payment yet:
-
The IRS does not have your current address on file
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The IRS does not have current banking/direct deposit information
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The IRS does not know you or your dependents qualify because they have no records for you
-
Someone else claimed you or your children as a dependent
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You have a designated payee
Recommended Reading: What Does The Stimulus Debit Card Look Like
Second Stimulus Checks & Us Expats: What You Should Know
Q. What was the second stimulus check?
A. The second stimulus check was part of a December 2020 government relief package to provide financial relief to Americans during the pandemic. The relief package included $600 direct payments to each person with a Social Security Number who cannot be claimed as a dependent and earned under a certain amount of income. It also included up to $600 payments for each qualifying child under age 17.
Q. Did I get a second stimulus check if Im an American living overseas?
A. Yes, expats qualified for the second stimulus check. You qualified if you fall within the income threshold, have a social security number, and file taxes even if you live overseas.
Q. Did I need to sign up for it or sign off on it?
A. Most people didnt need to do anything to receive the second stimulus because the IRS based the payments off of 2019 tax returns. If you didnt file a 2019 return, you may be able to claim it on your 2020 tax return as a Recovery Rebate Credit.
Q. If I live abroad, when should I have gotten my second stimulus check if I qualified?
A. All of the second stimulus payments have gone out. Most people got a direct deposit.
Unclaimed Federal Tax Refunds
If you are eligible for a federal tax refund and dont file a return, then your refund will go unclaimed. Even if you aren’t required to file a return, it might benefit you to file if:
- Federal taxes were withheld from your pay
and/or
- You qualify for the Earned Income Tax Credit
You may not have filed a tax return because your wages were below the filing requirement. But you can still file a return within three years of the filing deadline to get your refund.
Also Check: Who Qualifies For Stimulus Check
What To Do About A Missing Or Stolen Eip Debit Card
At least 5 million people will receive their third stimulus check on a prepaid debit card called the Economic Impact Payment Card, instead of a paper check. For the third payment, the EIP card arrives in a white envelope sent from “Economic Impact Payment Card.” The letter will have a US Department of the Treasury seal.
The card has the Visa name on the front and the issuing bank, MetaBank®, N.A., on the back. Information included with the EIP Card explains that this is your Economic Impact Payment. If you receive an EIP Card, visit EIPcard.com for more information.
If you’ve misplaced or thrown away your card, the EIP card service has an FAQ on what to do if your card is lost or stolen. You can also call 800-240-8100 to request a replacement. It’s free, according to a spokesperson for the Treasury Department. To request a new card, press option 2 when prompted.
However, the EIP card website says, “Your Card will be deactivated to prevent anyone from using it and a new replacement Card will be ordered. Fees may apply.” We recommend calling the above number for a lost or stolen card and speaking to a representative. If you may have lost or thrown away a paper check, read the mail fraud section below.
Paper Checks Are Slower Than Direct Deposit A Lot Slower
If youve opted to get your tax returns through a paper check in the mail, youll get your rebate check the same way. More than 200,000 tax payers are in this category, according to TRD. As of June 8, the state has issued 183,000 paper checks and has about 39,000 more to go.
The state is only able to print roughly 14,000 checks per day, and that printing started around May 18. With that, TRD Spokesman Charlie Moore says the state is expecting to be about halfway done with printing out paper checks by the end of the week, June 10. The state says printing and mailing out the paper checks should take another couple weeks, assuming things go smoothly.
Another fun fact: paper check rebates are being processed in the order that tax returns were finalized. So the later you filed, the further back in the line you are. Early bird gets the worm, if you will.
Read Also: Status On 4th Stimulus Check
The Irs Tool Might Say Your Payment Was Sent To You
If the IRS’ online tool says the agency has issued your stimulus money, but you have no record of it in your bank account and it never arrived in your mailbox, you may need to take one of these steps, including possibly filing a stimulus check payment trace. You’ll need to have the letter the IRS sent you.
Q How Will I Get My Third Stimulus Check If Im An American Living Overseas
A. There are two ways overseas Americans can get their third stimulus payment: Direct deposit or through the mail.
You should get your check via direct deposit if you received your latest tax refund through direct deposit or if the IRS has your direct deposit info from the last round of stimulus checks and you havent filed yet this year.
You need to have an account with a U.S. bank in order to get direct deposit.
We recommend you update your address if you:
- Dont know what address is on file
- Have moved to a different address
- Want your check sent somewhere other than the address they have on file
In addition to Form 8822, Change of Address, you may be able to update your address via phone, through a written statement, or on your tax return. You can see the IRS most up-to-date address change info on the IRS website.
Q. What happens if I live abroad and my direct deposit payment is returned by my U.S. financial institution?
A. Once your payment is returned, the IRS will issue your payment by mail as a check or U.S. Treasury-issued debit card. Typically, IRS will reissue the payment by mail within two weeks. Once the payment is reissued, the IRS Get My Payment tool will update to reflect your payment status.
Q. What if my third stimulus check was for the wrong amount?
A. If you didnt receive the full amount of the third payment you were owed , there are two times when you may receive additional stimulus money:
Also Check: Stimulus Checks Status Phone Number
Can I Track My Payment
The IRS reopened its “Get My Payment” website following the passage of the American Rescue Plan, allowing people to track when they might receive their stimulus checks. The IRS created this portal last year for the $1,200 stimulus checks directed by the Coronavirus Aid, Relief and Economic Security, or CARES, Act.
When people check the “Get My Payment” site for the new $1,400 checks, they typically see one of several messages.
First, some people will see that their payment has been processed, along with a payment date and whether the payment will be sent via direct deposit or mail. If a check is sent by mail, the IRS will either send a paper check or a pre-paid debit card.
Others may see a message that they are eligible, but their payment hasn’t been processed and therefore there’s no payment date available.
You Had A Lifestyle Change In 2020 That Wasnt Reflected In Your 2019 Taxes
A lot can change in a year, and its very possible the IRS didnt have enough up-to-date information accurately reflecting your financial situation.
A few circumstances that could qualify you for more money: You had a baby in 2020, or adopted or fostered a child. Less common, say you share joint custody with a child but only rotate that responsibility every other year. You might be eligible for extra money by filing for a credit, and there are instances when your former spouse might pocket extra money as well.
Say I filed with Susie Q. in 2019 and I got the stimulus checks for that child, and then my divorced spouse filed with Susie Q. for 2020. She would get the Recovery Rebate Credit as well, says Mark Jaeger, director of tax development at TaxAct. Its a little bit of double dipping, but it is something that is allowed.
Additionally, maybe you got married or divorced. Perhaps you graduated college and started working, meaning youre no longer considered a dependent. And, as is likely the case for millions of Americans, perhaps you had a higher-paying job in 2019 but lost that position in 2020. Even individuals who were working in 2019 but retired in 2020 could be eligible for the credit.
These are just a sampling of circumstances that might mean youre eligible for a stimulus check or a higher amount.
Theres a lot of reasons why you may be due more that are all legitimate, Steber says. Its real money, and its a lot of money.
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Theres Still Time To Get Payments
If you havent yet filed your tax return, you still have time to file to get your missed 2021 stimulus payments.
Visit ChildTaxCredit.gov for details.
The IRS has issued all first, second and third Economic Impact Payments. You can no longer use the Get My Payment application to check your payment status.
Most eligible people already received their Economic Impact Payments. However, people who are missing stimulus payments should review the information below to determine their eligibility to claim a Recovery Rebate Credit for tax year 2020 or 2021.
Securely access your IRS online account to view the total of your first, second and third Economic Impact Payment amounts under the Tax Records page.
I Still Havent Gotten Paid What Do I Do
You can always check on the status of your payment at the IRS.gov website, which will tell you when the check was sent out if it was.
If the check was sent out but you never received it, you can check out the payment trace tool, where you can try to find where, exactly, your check got lost in the process.
If you never get your money, you can use the Recovery Rebate tool on your 2022 tax return to get your cash.
If you are owed a plus-up payment because you got too small of a stimulus check, you can file your tax return ASAP, and the IRS will send you the money it owes you based on their calculations.
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My Situation Doesnt Apply What Can I Do
Theres a chance we didnt cover every possible scenario. In that case, it may be worth checking out the states online FAQ page for tax rebate questions.
Got a question for TRD? Youre not alone. The department says they recently received closed to 8,000 calls in one day from people asking when they will receive their checks.
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