How Do I Check My Stimulus Card Balance


Getting Your Stimulus Check

Check your mail: IRS sending out stimulus checks in the form of prepaid debit cards

If the following describes you, you may need to sign up online in order to get your stimulus check:

  • You are a U.S. citizen, a permanent resident, or a U.S. resident alien with a social security number.
  • You have a Social Security number.
  • You are a non-filer, meaning you havent filed a tax return in the last two years because you did not earn enough income.
  • Your annual income is under $75,000. If you are married and filing jointly, the threshold is $150,000.
  • Unlike the first two rounds of stimulus money, adult dependents of U.S. taxpayers are now eligible to receive the $1,400 payments. This time, that includes people 17 and up.

The IRS has closed the form that non-filers used to access their stimulus money in 2020. Instead of using that form, they are now asking all non-filers to fill out a simplified tax return to receive stimulus money. This simplified tax return is due on April 15th. Scroll to the bottom of this article for a list or organizations that can help you file a simplified tax return.

Once you have collected all the information below, you will be ready to fill out the simplified tax return, which will help ensure that you receive your $1,400 check. That form can be found here.

Heres what youll need.

First, you will need your Social Security number.If you do not have your Social Security number, you will need a government issued ID and a mailing address to request a new card from the Social Security Administration. This task can be accomplished online.

Why You Should Check Your Card Balance Regularly

If you have a Stimulus Debit Card it is important to keep track of money coming into your account and how much is going out.

This is important, especially if you are using the card to make purchases.

That is why we recommend checking the balance on your Stimulus Debit Card regularly.

You can use this opportunity to also review completed transactions and make note of pending transactions that have not yet cleared.

That way, you know how much money you have in your account that can be used to make purchases or how much you have available to withdraw at an ATM.

In the post below, we will explain the different ways you can check the balance on your card.

If you checked your balance and there is an issue or you have suspicious transactions, we have provided tips below on how to call customer service and speak to a live person.

At the end of the post, we have also provided answers to the most asked questions about the Stimulus Debit Card for your convenience.

Will I Receive An Eip Card

If you’re eligible for an Economic Impact Payment and didn’t receive it via direct deposit or paper check, you could be among the approximately four million Americans getting a card.

Chances are, you won’t be alerted ahead of time that your payment is coming in the form of a prepaid card: The decision to mail them out wasn’t widely known before the first batch was sent in May. Look out for a plain envelope from “Money Network,” a division of Fiserv, which is a global provider of financial services technology.

In addition to the card, there should also be a letter in the envelope. Look for the names “MetaBank,” the retail banking arm of the Treasury Department, and “Money Network” in the letter to ensure it’s a legit card.

Read Also: South Carolina Fourth Stimulus Check

Economic Impact Payments Being Sent By Prepaid Debit Cards Arrive In Plain Envelope Irsgov Answers Frequently Asked Questions

  • IRS Statements and Announcements
  • IR-2020-105, May 27, 2020

    WASHINGTON As Economic Impact Payments continue to be successfully delivered, the Internal Revenue Service today reminds taxpayers that some payments are being sent by prepaid debit card. The debit cards arrive in a plain envelope from “Money Network Cardholder Services.”

    Nearly 4 million people are being sent their Economic Impact Payment by prepaid debit card, instead of paper check. The determination of which taxpayers received a debit card was made by the Bureau of the Fiscal Service, a part of the Treasury Department that works with the IRS to handle distribution of the payments.

    Those who receive their Economic Impact Payment by prepaid debit card can do the following without any fees.

    • Make purchases online and at any retail location where Visa is accepted
    • Get cash from in-network ATMs
    • Transfer funds to their personal bank account
    • Check their card balance online, by mobile app or by phone

    This free, prepaid card also provides consumer protections available to traditional bank account owners, including protection against fraud, loss and other errors.

    Undelivered Federal Tax Refund Checks

    Pin on hacks

    Refund checks are mailed to your last known address. If you move without notifying the IRS or the U.S. Postal Service , your refund check may be returned to the IRS.

    If you were expecting a federal tax refund and did not receive it, check the IRSâWheres My Refund page. Youâll need to enter your Social Security number, filing status, and the exact whole dollar amount of your refund. You may be prompted to change your address online.

    You can also to check on the status of your refund. Wait times to speak with a representative can be long. But, you can avoid waiting by using the automated phone system. Follow the message prompts when you call.

    If you move, submit a Change of Address â Form 8822 to the IRS you should also submit a Change of Address to the USPS.

    Don’t Miss: Who Can I Call To Get My Stimulus Check

    How To Claim A Missing Payment

    You may be eligible to claim a Recovery Rebate Credit on your 2020 or 2021 federal tax return if you didn’t get an Economic Impact Payment or got less than the full amount.

    It is important to understand that the Economic Impact Payments applied to different tax years. Depending on whether you missed the first, second or third payment, you will need to file either a 2020 or 2021 tax return to claim a Recovery Rebate Credit.

    Will The Irs Let Me Know That My Eip Card Is On The Way To My House

    With the first two stimulus payments, the IRS sent a letter about your money to your last known address within 15 days after the payment was made. This notice included information on how you got the money , and how to report it if you didnât receive the payment. The IRS will do the same for the third round of payments. But watch out: There have been a lot of stimulus check scams going around. Visit before giving anyone your information to make sure your letter is legitimate.

    Recommended Reading: What’s The Latest News On Stimulus Check

    How To Dispute A Transaction

    What do I do if I have a question or think there is an error on my card?

    How do I report a scam?

    If you think you may have been scammed, please contact your local police department. You can also submit a fraud claim orfile a report if you do not recognize a recent purchase in your transaction history.

    How To Make Purchases

    Stimulus Check Debit Card (EIP Card) Everything You Need To Know

    A merchant keeps charging my card every week/month. Why?

    These may be recurring transactions which are automatically charged to your card. Examples of merchants that may use recurring transactions include video rental services, internet service providers, health clubs, insurance companies, or cable TV services. Contact the service provider or merchant directly if you want to cancel these services.

    Are there any merchants where I canât use my card?

    Turbo Card may not be used at certain types of merchants such as casinos and gambling web sites.

    It is the policy of some merchants to not accept prepaid cards. Check with the merchant before attempting to make a purchase.

    The Turbo Card is also not designed for business use and we may close your card if you use it for business purposes. We may block card usage in some countries due to fraud or security concerns.

    What happens when I use my Turbo Card at a gas station?

    Paying at the pump with the credit function may cause up to a 7-day hold because you swipe and authorize your card before pumping. To be charged the exact amount you pump, choose debit and use your PIN. You can also pay the attendant and be charged the exact amount you pump.

    What happens when I use my Turbo Card at a restaurant?

    Can I use my card to rent a car?

    What happens when I use my Turbo Card to reserve or pay for a hotel bill?

    What if I return merchandise?

    Read Also: Get My Stimulus Payment 1400

    Dont Use Your Stimulus Debit Card At The Wrong Atm

    You can get cash from your stimulus debit card at any ATM, up to $1,000 per day . However, its important that you use the right ATM so it doesnt cost you extra.

    When you use your stimulus debit card at an ATM within the AllPoint network, you wont pay a fee at all. You can find a list of all the network ATMs on the EIP Card website.

    But if you use a machine outside of that network, youre at risk of paying not just one, but two separate fees. First, Metabank, which issues the card on behalf of the Treasury Department, will charge you a $2 fee each time you withdraw cash on a non-network ATM .

    And second, the owner of the ATM itself may charge you a fee, which can range from 99 cents to several dollars, depending on the machine. Plus, if you happen to be outside the US, youll be charged an even higher $3 fee by Metabank to withdraw cash from an ATM, no matter what machine you use, plus any additional fee charged by the ATM operator.

    So if youre going to withdraw cash from your stimulus debit card using an ATM, youll want to make sure youre doing it only at a network ATM in the US.

    Donât Miss: Stimulus Check Not Received Yet

    I Would Like To Pay A Bill That Doesnt Allow Payment With Debit Cards How Can I Do This Without Paying A Fee

    You can pay rent, bills, or other payments from your account using a Money Network Check without paying a fee.

    To do this, you need to:

    • Request a Money Network Check by calling customer service at 1-800-240-8100
    • Check your balance to make sure you have enough funds to cover your payment
    • When you receive the check, fill out the date, dollar amount, and name of who you are paying
    • Activate your check by calling customer service at 1-800-240-8100 and following the instructions to enter the check number, digit, and amount, and record the issuer number and transaction number provided by the automated phone system
    • Once you have successfully activated your check, the payment will be immediately deducted from your account balance and you can send your payment for your rent or other bill

    Tip: If you occasionally pay a bill with a money order, consider using a Money Network Check to pay your bill instead to avoid paying a money order fee.

    Read Also: Where’s My 3rd Stimulus Payment

    How Do I Check The Status Of My Stimulus Check

    If you have not yet received your third stimulus check for $14,00, you can use the IRSs Get My Payment tool.

    for the Get My Payment tool from the IRS.

    The online tool lets you:

    • Check the status of your stimulus payment
    • Confirm your payment type and
    • Get a projected direct deposit or paper check delivery date .

    If you checked the IRS website and there is no update about your check, do not be discouraged.

    You have to keep checking the website frequently until you get an updated status from the IRS.

    Wheres My Stimulus Check

    How Do I Get My Stimulus Check By Mail

    The first stimulus check recipients saw their payments show up in their bank accounts in mid-April. But some people who are also eligible for stimulus checks have not received their money, and theyâre puzzled about why that is â and are perhaps in a panic over whether their coronavirus payment is coming at all.

    Here are some of the possibilities why you might not have gotten a stimulus payment yet:

    Recommended Reading: Who Gets A Third Stimulus Check

    Recommended Reading: Who Do I Contact About My Stimulus Check

    What’s The Maximum I Can Spend Each Day

    As with many prepaid, debit, or credit cards, there are limits on how much you can spend in a 24-hour period.

    For Netspend cards, you can spend up to $4,999.99 on purchase transactions or over-the-counter cash withdrawals in a 24-hour period.

    For ATM cash withdrawals, this is limited to $325 per withdrawal and up to $940 per 24 hours. Fees may apply, see your Cardholder Agreement for more information.

    What Does The Stimulus Check Portal Do

    The updated âGet My Paymentâ tool lets you:

    • Check the status of your stimulus payment
    • Confirm your payment type and
    • Get a projected direct deposit or paper check delivery date .

    For first-round stimulus payments, you could also use the portal to enter or change your bank account information to have your payment directly deposited into your account. However, that feature isnât included in the current tool . The IRS already has bank account information for millions of Americans from recent tax returns, tax payments, the original âGet My Paymentâ tool, the non-filers tool used last year, other federal agencies that regularly send out benefit payments , and federal records of recent payments to or from the government. So, the tax agency is generally limiting direct deposit payments to bank accounts that they already have on file. As a result, you canât change your bank information using the âGet My Paymentâ tool.

    If your payment isnât deposited directly into your bank account, then youâll get either a paper check or a debit card in the mail . You could also receive a payment by mail if your bank rejected a direct deposit. This could happen because the bank information was incorrect or the bank account on file with the IRS has since been closed.

    Also Check: Irs Wheres My Stimulus Payment

    Read Also: How Much Was The First And Second Stimulus Check

    Watch Out For Scams Related To Economic Impact Payments

    The IRS urges taxpayers to be on the lookout for scams related to the Economic Impact Payments. To use the new app or get information, taxpayers should visit People should watch out for scams using email, phone calls or texts related to the payments. Be careful and cautious: The IRS will not send unsolicited electronic communications asking people to open attachments, visit a website or share personal or financial information. Remember, go directly and solely to for official information.

    How To Check Eip Debit Card Balance

    How do I check my balance on my Visa Metabank debit card?

    There are two ways to check your EIP Debit Card balance:

    Option 1: Online

    The first option is through the EIP Card website.

    You can get your EIP Card Card balance online by logging into your account.

    To visit the Stimulus EIP Debit Card website, .

    Once there, follow the instructions below:

  • Enter your EIP Card User ID and Password in the space provided
  • View your EIP Card balance in your account
  • When you log in to check your balance, you can also view past transactions.

    If you do not have an online EIP Card account, you will have to register as a new user.

    To register for an online account, click there Register Now link on the login page.

    Recommended Reading: 4th Stimulus Check Texas 2021

    Frequently Asked Questions Continually Updated On Irsgov

    The IRS has two sets of frequently asked questions to help Americans get answers about their Economic Impact Payments, including those arriving on prepaid debit card. These FAQs include answers to eligibility and other many common questions, including help to use two Economic Impact Payment tools.

    Get My Payment, an IRS online tool, shows the projected date when a direct deposit has been scheduled or date when the payment will be mailed by check or prepaid debit card. The Non-Filers Enter Payment Info Here tool helps taxpayers successfully submit basic information to receive Economic Impact Payments quickly.

    The IRS regularly updates the Economic Impact Payment and the Get My Payment frequently asked questions pages on as more information becomes available. Taxpayers should check the FAQs often for the latest additions.

    Adjustments To Your Card Account

    There are occasions when adjustments will be made to your Card Account balance to: reflect a merchant adjustment resolve a dispute regarding a Transaction posted to your Card correct deposits or Transactions posted in error or because the Agency required the return of the Benefits received after you died or were declared incompetent . These adjustments could cause your Card Account to have a negative balance.

    If you do not have sufficient funds in your account to cover a Transaction or fee, theamount owed may be deducted from future credits to your Card Account and/or wemay seek reimbursement from you, your estate or beneficiaries.

    Remember, you always have the right to dispute adjustments posted to your Card Account.

    Also Check: Is There Any New Stimulus Checks Coming

    How Do I Transfer Money From My Card To A Personal Account Without Paying A Fee

    To transfer your money to a personal account without a fee, you will need to log into your account at to initiate a transfer.

    • To transfer to a personal bank or credit union account, you will need to provide your routing and account number for your personal account at
    • To transfer to an existing personal prepaid card, first check if your personal prepaid card accepts transfers by logging into your account or calling your card provider. If it does, provide the routing and account number for your personal prepaid card at

    Tip: In many cases, peer-to-peer appslike Venmo or Paypalwill accept your Economic Impact Payment Card as a source of funding. Check with the P2P provider for specific instructions on if you can do this for free.

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